Welcome to LICCalculator.net. By accessing or using this website, you agree to comply with and be bound by these Terms & Conditions. If you do not agree with any part of these terms, please discontinue using this website.
1. Acceptance of Terms
By accessing LICCalculator.net, you confirm that you have read, understood, and agreed to these Terms & Conditions, along with our Privacy Policy and Disclaimer.
2. Website Purpose
LICCalculator.net provides insurance-related calculators, educational articles, and informational resources for general guidance only.
The information and calculator results available on this website are intended for informational and educational purposes and should not be considered official LIC calculations or financial advice.
3. Independent Website
LICCalculator.net is an independent website and is not affiliated with, authorized by, endorsed by, or associated with the Life Insurance Corporation of India (LIC).
All trademarks, logos, product names, and service marks belong to their respective owners.
4. Calculator Results
The calculators available on this website generate estimated results based on the information entered by users and publicly available information.
We do not guarantee:
- Accuracy of calculations
- Completeness of information
- Suitability for any specific purpose
- Future performance or policy outcomes
Users should always verify policy-related values with official LIC documents or an authorized LIC representative before making financial decisions.
5. User Responsibilities
By using this website, you agree that you will:
- Provide accurate information when using calculators.
- Use the website only for lawful purposes.
- Not attempt to damage, hack, disrupt, or interfere with the website or its services.
- Not copy or misuse the website’s content without permission.
6. Intellectual Property
Unless otherwise stated, all original content, calculator designs, graphics, text, logos (excluding third-party trademarks), source code, and website design are the intellectual property of LICCalculator.net.
You may not reproduce, republish, distribute, modify, or commercially exploit our original content without prior written permission.
7. Third-Party Links
This website may contain links to third-party websites for additional information or convenience.
We do not control or endorse the content, privacy practices, or availability of any external websites and are not responsible for their content.
8. No Professional Advice
The information provided on LICCalculator.net does not constitute:
- Financial advice
- Insurance advice
- Investment advice
- Tax advice
- Legal advice
Always seek guidance from qualified professionals or authorized LIC representatives before making important financial or insurance decisions.
9. Limitation of Liability
To the fullest extent permitted by applicable law, LICCalculator.net and its owners shall not be liable for any loss or damage arising from:
- Use of this website
- Reliance on calculator results
- Errors or omissions
- Website interruptions
- Technical issues
- Decisions made based on website content
Your use of this website is entirely at your own risk.
10. Availability of Services
We strive to keep the website available at all times; however, we do not guarantee uninterrupted access.
We reserve the right to:
- Modify or discontinue any calculator or feature.
- Update website content.
- Perform maintenance without prior notice.
11. Privacy
Your use of this website is also governed by our Privacy Policy, which explains how we collect, use, and protect your information.
12. Changes to These Terms
We may update these Terms & Conditions at any time without prior notice.
Any changes become effective immediately upon publication on this page. Continued use of the website constitutes acceptance of the revised Terms.
13. Governing Law
These Terms & Conditions shall be governed by and interpreted in accordance with the laws of India. Any disputes arising from the use of this website shall be subject to the jurisdiction of the competent courts in India.
14. Contact Us
If you have any questions regarding these Terms & Conditions, please contact us through the Contact page on LICCalculator.net.
Acknowledgement: By using LICCalculator.net, you acknowledge that you have read, understood, and agreed to these Terms & Conditions, our Disclaimer, and our Privacy Policy.
